CarmaOne AI-powered credit management dashboard showing real-time analytics, collections workflow, and intelligent automation features

    Chaos in , Intelligence out

    AI-powered SaaS platform that empowers businesses to manage credit end-to-end — from credit underwriting to collections, field operations, and legal recovery — with complete control, compliance, and transparency.

    Secure
    Bank-grade security
    2000Cr+
    AUM managed
    25+
    Trusted clients

    Why Choose CarmaOne?

    Comprehensive solutions designed to optimize your receivables management

    End-to-End Infrastructure

    Full lifecycle management from underwriting to collections, including digital nudges, field ops, and legal processing.

    AI-Driven Execution

    AI-powered automation for call scoring, visit tracking, and borrower engagement to reduce costs and boost speed.

    Anchor Control & Transparency

    Complete visibility with custom rules, live case tracking, and real-time agent performance monitoring.

    Nationwide Field Network

    Pan-India network of verified agents for field visits, backed by real-time tracking and virtual ID cards.

    Legal Expertise & EOW

    Comprehensive legal support for high-ticket recoveries, from automated notices to EOW handling.

    Enterprise-Grade Security

    • SOC 2 Type II Certified
    • 256-bit Encryption
    • ISO 27001 Compliant

    Trusted by Industry Leaders

    Powering growth for innovative companies across industries

    API Holdings
    Agrostar
    Bombay Shaving Company
    Captain Fresh
    Farmart
    Lead School
    Nerolac
    Parijat Industries
    Pearson
    icici
    strideOne
    strideVentures
    API Holdings
    Agrostar
    Bombay Shaving Company
    Captain Fresh
    Farmart
    Lead School
    Nerolac
    Parijat Industries
    Pearson
    icici
    strideOne
    strideVentures

    Join hundreds of companies transforming their operations with our platform

    Success Stories

    A glimpse of results powered by our platform

    Receivable Management success story 1
    Receivable Management success story 2
    Receivable Management success story 3